Home Loan

What is Home Loan?

Home loans are given to individuals who are interested in buying/constructing houses. It is supported by banks or financial institutions who loan a certain amount, based on the need of the individual(s). Loans can be applied for purchase, construction or improvement of homes.

Types of Home Loan

  • Home Purchase Loans
  • Land Purchase Loans
  • Home Construction Loans
  • Home Improvement Loans
  • Home Extension Loans etc..

Eligibility Criteria for Customer

  • The applicant should be above the age of 24 years
  • Any Indian citizen in good standing who is salaried, self-employed or business person with regular source of income can apply for a personal loan.
  • Should be currently employed with existing organization or been involved in your business for a specific number of years.
  • Bad credit history would prove to be a put-off, especially anytime within 3 months prior to applying for personal loan.

Home Loan Interest Rates

  • Interest Rate (Monthly reducing balance) - 9% - 20%
  • Processing Fees - Varies with bank
  • Loan Tenure - 10 year to 30 years
  • Pre-closure Charges - Varies with bank
  • Guarantor Requirement - Varies with bank

** For example you need INR 1000000 for 10 years (interest rate is 10% annual) your monthly emi will be INR 13215 per month.
# We Don't charge any processing fees (only bank processing fees is aplicable)

Apply Online

Mobile No.
Monthly Income
Date of Birth
Loan Amount
Existing EMI

* We don't share your personal information with any third parties and other marketing agencies.