Credit Cards

What is Credit Card?

Credit Cards are basically payment cards issued to a customer as a method of payment to pay for goods in advance or for immediate payment. These needs to be paid back to the bank/financial institution, within a fixed period of time, either in monthly installments or in lump sum.

Types of credit cards

  • Standard Credit Card - most commonly used one.
  • Premium Credit Card - Includes airline frequent flier credit card, cash back credit card etc
  • Prepaid Credit Card - Money is loaded initially itself into the card.
  • Limited Purpose Credit Card - Can be used for only particular applications
  • Specialty Credit Card - used for business purposes to keep business transactions conveniently separate etc..

Eligibility Criteria for Customer

  • The applicant should be above the age of 18 years
  • Any Indian citizen in good standing who is salaried, self-employed or business person with regular source of income can apply for a personal loan.
  • Should be currently employed with existing organization or been involved in your business for a specific number of years.
  • Bad credit history would prove to be a put-off, especially anytime within 3 months prior to applying for personal loan.

Apply Online

Mobile No.
Monthly Income
Date of Birth
Loan Amount
Existing EMI